Post Office Account – How to Claim Funds After Account Holder’s Death
If a Post Office account holder passes away, their nominee or legal heir can claim the funds by following a specific process.
If There Is a Nominee
- The nominee can claim the amount with minimal paperwork.
- Required documents:
✅ SB-84 Form
✅ Death certificate of the account holder
✅ Nominee’s Aadhaar, PAN card, address proof, and recent photograph - If the account holder had a will, the nominee must provide it as legal proof for the claim.
If There Is No Nominee
- In the absence of a nominee, the legal heir must wait six months before applying.
- Required documents:
✅ Affidavit or indemnity bond
✅ Succession certificate
✅ Death certificate
Claim Process
1️⃣ Submit all necessary documents at the Post Office.
2️⃣ Authorities will verify the claim and legal proofs.
3️⃣ Once approved, the amount is transferred to the rightful claimant.
If you need further guidance, visit the nearest Post Office branch
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